Be Careful of Cash-Offers on Scottsdale Real Estate
October 31, 2008
So you finally got an offer on your home. The close of escrow is in 30 days. You can put a deposit on your the home you just made an offer. In fact, when the seller tells you that your purchase cannot be contingent on the sale of your home, you say ‘no problem’, the offer is a cash-offer. Call the movers; right? Wrong!
I don’t want to take the wind out of your sails. But No, wait just moment.
There is a new, somewhat surprising, trend happening in the greater Phoenix real estate market where buyers are making cash-offers with no intent of closing in cash.
First of all, Phoenix real estate is selling. Buyers are making offers on Scottsdale real estate and homes in Peoria, Glendale and Gilbert.
Typically, the offers come on homes that are either short sales and bank owned homes (REO). As a result, when Scottsdale homes or Paradise Valley AZ homes are priced at such a steep discount, there are often multiple offers.
Eager buyers, sensing a great deal, are fearful of losing out on their offer, so to make it more attractive to the buyer, they make it a cash-offer. When, in fact, they have no intention , or ability, to close in cash.
Is this illegal? No! Unethical? Maybe. Nonetheless, it is happening.
Here’s what to do to protect yourself if you are selling your home and want to make sure a cash-offers is legitimate.
- Ask for proof of funds - Although, a buyer may very well have the funds available with no intent to use them to close, it is at least , a deterrent and at best some confirmation of financial capability of the buyer.
- Ask for larger earnest deposit - if the buyer is planning on a cash close, a larger earnest deposit should not be intimidating.
- Demand a second deposit after the inspection period of larger more significant amount .
- Clarify breach and possible financial remedy in counter-offer if buyer does not close in cash
I know this is an aggressive stance for sellers to take in the sluggish Phoenix real estate market. However, if you have a home that is attracting offers, you need to protect you best interests.
Do not accept offers purely based upon price. You need to give yourself the highest chances of closing. If the property does not close, you are more than one month down the road. We all know home prices can drop significantly in one month. Thus costing you more money. More importantly, you are likely losing the other potential buyers.
Make sure you use an Phoenix AZ real estate agent or a Scottsdale real estate agent who is experienced in writing counter-offers and protecting the interest of sellers when negotiating offers.
Best of luck and happy selling.
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Copyright © James Wexler *Be Careful of Cash-Offers on Scottsdale Real Estate*
Contact James Wexler (480) 221-8080 for your Phoenix AZ| Scottsdale AZ Real Estate needs
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire a Phoenix Realtor or Scottsdale Real Estate agent who is experienced with short sales and bank owned transactions.
7 tips to follow when deciding on a Phoenix AZ loan modification company
October 30, 2008
Phoenix AZ real estate has led the country in price decline in the last 12 months; Down nearly 31%, according to the S&P|Case Shiller index.
One of the unfortunate byproducts of troubling times are the proverbial sharks who smell blood in the water. Each day, in Phoenix AZ, I hear of new foreclosure scams in which unscrupulous parties take advantage of the unknowing, trusting and desperate who are facing being kicked out of their homes.
The most common scam promises things like “stop foreclosure now!” or “fix your mortgage now!”. However, after an upfront fee (usually equally to one months mortgage), no work is done on your behalf.
The companies call themselves Loan Modification companies.
A Loan Modification is a procedure whereby a loans payment plan is altered due to the hardship of the borrower. This can include the rate, term and monthly payment amounts.
The problems is that Phoenix AZ loan modification companies are currently not required to be licensed and are completely unregulated. Since there is no loan originated, there are no mortgage and banking laws to regulate the loan modification industry. Which means that anyone, and I do mean anyone, can start your own loan modification company today. In fact, after one quick google search, I found more than one entrepreneur offering his “quick 10-step guide’” to starting your own loan modification company.
Please don’t get me wrong. There are a lot of honest loan modification companies doing good work and successfully keeping people in their homes. Just be aware that there are no requirements to be in the loan modification business, so there are dishonest people praying on frightened homeowners promising hope with no substance.
Here are a 7 tips to follow when deciding on a Phoenix AZ loan modification company.
- You can do this for free and do it yourself
- HUD offers foreclosure counseling for free
- Attorney Loan modification companies have a higher degree of accountability to the State Bar Association.
- Loan Modifications should not exceed $2,500
- Demand a forensic audit of your loan
- Ask for references of prior clients who have had success
- Be wary of guarantees as there is no assurance that the loan modification will be accepted at all or at what terms
Keep in mind that the government has established loan modification as a loss-mitigation program to help prevent foreclosure. Loan modification is a great tool to help those facing foreclosure stay in their home.
Loan modification is not something to be afraid of at all. In fact, for many, it is the best thing they have done financially since they bought their home. I had a client who just lowered their payment to a fixed rate of 3.75% and lowered the payment from $3,100 t o$2,000.
I just want you to be aware that there are some shady people out there who do not have your interests in mind before their own.
Contact your bank and/or your real estate professional to help you through a difficult , but manageable process.
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Copyright © James Wexler *Loan Modifications for Phoenix AZ real estate*
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to do short sales and has the experience to get the job done.
Make sure you work with a Phoenix Realtor or Scottsdale Real Estate agent who is experienced with short sales and bank owned transactions.
Call 480.221.8080 to find out more about Phoenix AZ Short Sales and Scottsdale AZ short Sales
Life in Palm Valley - Goodyear AZ
October 29, 2008
Camelot Homes , the #1 ranked Arizona small volume builder (by Ranking Arizona) , based in Scottsdale AZ is one of the most respected luxury home builders in greater Phoenix Arizona.
Camelot Homes has luxury new home communities in:
Scottsdale AZ
- Verandahs at Silverleaf
- Villas at Desert Camp
- Courtyards at DC Ranch
Peoria AZ
- Canyon’s Edge - Sonoran Mountain Ranch
- The Ledges - Sonoran Mountain Ranch
- Blackstone at Vistancia
- Altamont at WestWing
Chandler AZ
- Windward at Ocotillo
- Watermark at Ocotillo
Goodyear AZ
- Cortile at Palm Valley
Camelot Homes is offering beautiful homes at Cortile in Palm Valley, Goodyear AZ that are a selling at prices that we have not seen for years and likely will not see again in our lifetime.
The Harmony Series, designed by the same award winning architect who developed Camelot’s three million dollar homes in North Scottsdale, consists of four, three- to five-bedroom floor plans boasting California, Ranch Hacienda and French Country-inspired architecture and ranges in size from 2,100 to 3,800 square feet.
Community amenities include excellent schools, nearby shopping and dining, a championship golf course, walking trails, and a community center with swimming pool, tennis, volleyball and basketball courts.
One home for sale that I highly recommend you preview is the Camelot Home for sale at
14441 W DESERT FLOWER DR Goodyear, AZ 85395
Realtor Remarks:
This exquisite single-level Camelot MODEL HOME is absolute perfection! Spanish Colonial style exterior and charming courtyard invites you into an elegant single-level Sanctuary!! Camelot’s signature elegance continues throughout the home with a Cantera style front door, custom beams, gas cook top, stainless steel appliances and gorgeous two tone paint. Enjoy professionally selected features - built in cabinetry, Kohler fixtures and upgraded flooring throughout!! AN UNBELIEVABLE OPPORTUNITY - NOT TO BE MISSED!!
I encourage you to speak with your real estate experts and industry professionals for detailed information before any buying decision.
There are 5 Model homes to visit. Mon-Wed 10am-5pm. Saturday 10-5. Sun 12-5. Closed Thursday/Friday.
Ask for Kellen Britt at the sales office and tell her James Wexler sent you.
If you are considering buying a new home, please call me today at 480.221.8080 to arrange a visit to some of the best new home builders in your area.
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Copyright © James Wexler *Life in Palm Valley - Goodyear AZ*
Call 480.221.8080 to find out more about Phoenix AZ real estate and life in Scottsdale AZ
Loan Modifications - Civil vs. Attorney
October 28, 2008
Yesterday, I wrote a post explaining to Phoenix AZ real estate owners how they can avoid foreclosure and stop the bank from foreclosing through a Loan Modification:
Loan modification is a procedure whereby a loan payment plan is altered due to the hardship of the borrower. 
Believe it or not, Loan modification, which is a type of “loss mitigation” program. Loss mitigation programs, like loan modification, were established by the federal government in order to help prevent foreclosure.
Other loss mitigation programs include:
- Short Sale
- Short Re-Finance
- Forbearance
- Deed-in-lieu of foreclosure
There are 2 types of Loan modification. Civil and Attorney.
Both types of loan modifications should:
- reduce your interest rate to a fixed rate of 5%-5.5%.
- Loan modification should add interest, penalties, fees, etc.. onto the back-end of the loan.
- Finally, you should try to amortize your new loan past 30 years or more.
Civil based loan modifications offer the same services you could do yourself. However, the process requires detailed paperwork, organization and time. So, for a little bit of money, you can have a company do all of this for you. It is quite an emotional relief as well to have a company communicate with your bank on your behalf.
For a little bit more money. (sometimes a lot more money), you can use a
attorney based loan modification company. Although, both companies do the same thing and generally have the same knowledge of State and Federal laws and lending regulations, there is no doubt that banks seem to react more quickly in dealing with lawyers.
A common tactic , that is quite effective in this market, is that attorney based loan modification companies find and prepare sound arguments and founded accusations of predatory lending and threaten lawsuit if the banks choose not to comply with the loan modification.
If you would like to save money and can deal with emotional and time consuming headaches of preparing a loan modification package and working with your lender then you can always try a loan modification yourself.
However, if you have the extra money, it is generally always considered wise to get a qualified attorney on your side.
Contact your bank and a loan modification company to help you through a difficult , but manageable process.
Make sure you work with a loan modification company who is experienced with short sales and bank owned transactions.
One expert in the field is Corey Goldstein. If you are outside of Arizona and need help or advice call Corey Goldstein Today.
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Copyright © James Wexler *Loan Modifications in Phoenix AZ - Civil vs. Attorney *
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to do short sales and has the experience to get the job done.
Call 480.221.8080 to find out more about Phoenix AZ Short Sales and Scottsdale AZ short Sales
Loan Modifications for Phoenix AZ real estate
October 27, 2008
Phoenix real estate sales are sluggish. As a result of re-adjusting mortgages, falling Phoenix real estate prices and higher unemployment the number of foreclosures and short sales are rising.
Due to the time it takes a short sale package approved with seller’s lender, most of these homes end up going into foreclosure and then become bank owned real estate (REO’s). 
Believe it or not, banks do not want your home to go into foreclosure. It is very costly and they lose a client who was paying interest (and late fees).
Unfortunately, banks and lenders are overwhelmed with clients who are in desperate need of help to save their home from foreclosure that they simply do not have resources to help everyone.
Many borrowers that could have been saved are simply slipping through the cracks. There is something a borrower can do stop the bank from foreclosing and at the same time keep them in their home.
It is called a Loan Modification A procedure whereby a loans payment plan is altered due to the hardship of the borrower. This can include the rate, term and monthly payment amounts.
Current Balance: $200,000
Arrears: $20,000
Attorney’s Fees and Foreclosure Costs: $7,000 Total: $227,000
In this down market, let’s assume your home is worth $210,000
If the bank forecloses on you and your home goes to Sheriff’s sale, it will most likely
only sell for 65% of it’s true value, or $136,500
So, the lender has received $136,500 for your home that you owe $227,000 on.
$227,000 -$136,500 = $90,500 Loss
—OR—
They renegotiate your contract for you and save themselves a lot of money.
-Let’s assume they ask that you send them $2,000 in good faith
-They forgive part of the entire s ($27,000) by let’s say $10,000
-They roll the other $15,000 onto the back of your loan, increasing its balance
-They lower, and FIX, your interest rate to a reasonable level
-They stop the Foreclosure process
Let’s assume your new payment will be $1,400 at a fixed interest rate.
In just the first 2 years, they’ll receive 24 pay payments of $1,400, or $33,600.
So, yes they will receive less than what your current contract states, but as you can see:
After forgiving $10,000 in arrearages, they saved $90,500 by letting your home go to Sheriff’s sale and gained an additional $33,600 in payments just in the first 2 years.
That’s a total of $124,100!!!
The same holds true if they renegotiate your contract just to keep you with their company.
Example over a 5 year period:
If they drop your $1,200 payment to $1,000, yes they will lose 60 payments at $200, which is $12,000 but they will continue gaining the $1,000 each month for 60 months, which totals $60,000.
Either way, they come out tens of thousands of dollars ahead!
Most importantly, you get to stay in your home and at a monthly payment that is now manageable.
There are two types of loan modifications; Civilian and attorney. We will talk about these tomorrow. However, there are some important differences to both which we will discuss later.
The important thing to know is that you have options prior to facing foreclosure. Foremost, contact your lender as soon as you know that you may have some trouble making ongoing loan payments. The more time you have before foreclosure, the better.
Don’t avoid what may inevitable. Don’t be ashamed. You are not alone.
Contact your bank and/or your real estate professional to help you through a difficult , but manageable process.
Make sure you work with a Phoenix Realtor or Scottsdale Real Estate agent who is experienced with short sales and bank owned transactions.
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Copyright © James Wexler *Loan Modifications for Phoenix AZ real estate*
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to do short sales and has the experience to get the job done.
Call 480.221.8080 to find out more about Phoenix AZ Short Sales and Scottsdale AZ short Sales
2009 Scottsdale | Phoenix AZ Golf Guide - Part I
October 26, 2008
Phoenix AZ should be known as the land of Golf.
Visitors from all over the worlds travel each year to explore all that the Valley of the Sun and the Sonoran Desert has to see and do. Yes, choices include hiking, biking, museums, zoos, hunting, fishing, camping, boating, old west towns,
shopping, eating. However, what Phoenix AZ and Scottsdale AZ is really know for is golf, golf, golf and more golf.
If golf is your game, you have come to the right city. There are more than 400 golf courses in greater Phoenix AZ and Scottsdale AZ that include famous names include Troon North Golf Club, Talking Stick, and the TPC Scottsdale. Also, take a look at Wildfire Golf Club, Phoenician Golf Club and Raven Golf Club at South Mountain.
No matter where you are in the city of Phoenix or the surrounding towns of Mesa, Chandler, Peoria, Fountain Hills or Paradise Valley, you are just minutes away from world class golf courses with towering palm trees, spectacular fountains, sparkling lakes and plenty of natural desert landscaping to make your day memorable.
If you want to make golf a regular part of your life, There are no shortage of wonderful golf communities to choose from when deciding to buy Scottsdale Real estate.
Troon, Troon North, Desert Mountain, Grayhawk, Estancia, Desert Highlands and Ancala Golf club and DC Ranch an Silverleaf are all luxury gated Scottsdale golf communities with championship golf course
If you are visiting Scottsdale AZ, I recommend you consider playing Eagle Mountain Golf Club in Fountain Hills AZ. The views of Camelback Mountain, Scottsdale and downtown Phoenix will make you (almost) forget about the bogey on the last whole.The course has earned numerous awards including Best new public golf course by the Arizona Republic.
If you are on the West side of Phoenix, I recommend you play at the Golf Club of Estrella in Goodyear AZ. The course is dramatically cut through the Sierra Estrella Mountain Range and Golfweek magazine has ranked the Golf club of Estrella a top 10 public course in Arizona.
Most of golf courses and resorts have golf-packages with hotel rooms , spa , pool, panoramic views and other amenities. Golf vacation packages are available for all price ranges.
I recommend you take a look at AZgolfguides.com as a resource and insider’s guide to Arizona courses.
Have fun and hit’em straight.
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Copyright © James Wexler *2009 Scottsdale | Phoenix AZ Golf Guide - Part I*
If you are considering life in North Scottsdale or living in a golf community, hire an agent who is an expert in Phoenix AZ golf properties and has the experience to get the job done.
Call 480.221.8080 to find out more about Phoenix AZ real estate and life in Scottsdale AZ
Problem: Phoenix AZ real estate managed by out of state banks
October 25, 2008
I heard an interesting story yesterday from a fellow Phoenix AZ real estate agent about a bank owned property with multiple offers in Mesa AZ.
Here’s the scenario.
- A buyer found a property in Mesa AZ that was bank owned listed for sale at $140K.
- The listing agent representing the bank informed the buyer that there was a pending offer.
- The buyers, who loved the home, made a higher priced offer at $150K to make sure they won the bidding.
- The $150K offer was submitted to the bank for consideration.
- However, the bank had accepted the lower price offer.
The buyer’s agent asked the listing agent for some explanation.
The listing agent told the buyer that although, this was a Mesa AZ bank owned property, this was a Wisconsin bank. Apparently, in Wisconsin the bank has to consider offers on a first come first serve basis.
The asset manager of the bank was under the impression that they had to negotiate with the first lower priced offer.Though, it was in the best interest of the bank to accept the higher priced offer.
The transaction occurred in Mesa AZ ; According to Arizona real estate law, the bank has to entertain both offers. However, they can accept the better offer had there been no signed contract acknowledging mutual agreement.
I point this scenario out as an example of one of the problems we continue to face in the real estate market.
Banks , bank asset managers and inexperienced real estate agents are managing a large inventory of Phoenix real estate. Though bank owned real estate is a small number of Phoenix real estate it is a large percentage of sales. As a result, we need local professionals, not out of state bank employees not familiar with Phoenix AZ real estate to handle the transactions to help consumer confidence and stabilize pricing.
The key to our economic recovery is the recovery of the real estate market. If we do not reduce foreclosures and manage the inventory of bank owned real estate we will not see a housing recovery or national economic recovery for a long time.
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Copyright © James Wexler *Are Short Sales the same as regular transactions ?*
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to work with bank asset managers and has experience with bank owned real estate (REO) transactions.
Call 480.221.8080 to find out more about Phoenix AZ bank owned real estate and Scottsdale REO ’s
Are Short Sales the same as regular transactions ?
October 24, 2008
In Phoenix AZ, we are overrun with foreclosures in such towns as , Peoria, Glendale and Mesa; even once safe haven of Arizona real estate like Fountain Hills, Scottsdale and Paradise Valley have short sales and bank owned real estate (REO) available for purchase.
Today, it seems that homes are selling. In fact, the Phoenix real estate market report by RL Brown reported that resales in the metro area were up 69.94% in September 2008 from September 2007!! New home sales were up 15% from July.
However, most transactions on the resale market are still short sales and lender owned homes. If you are going to by buying Phoenix real estate or Scottsdale real estate , you must know the differences between resale transactions, short sales and buying bank owned real estate.
The first question that needs to be answered is whether or not “short Sales the same as regular transactions ?”
The answer is “yes”, and well, “No”.
Resale transactions have buyers and sellers. Short sale transactions have buyers and sellers. However, in a short sale , nothing can happen without seller approval (first) and ultimately bank has to give the third-party approval. In that way, short sales are (virtually) the same as lender owned real estate transactions.
So yes, these types of transactions , from a buyer’s perspective, are all the same. There are some differences in terms of contracts, addendum, , loan and inspection contingencies and earnest monies that you need to be aware.
Finally, many banks are also skeptical of offers with financing with small down payments which includes FHA loans which mostly use 3% down-payment. These offers have a high degree of fallout prior to close escrow so banks are looking at lower prices offers with cash or larger down payments. So the highest offer is not necessarily accepted.
If you are going to buy a Phoenix AZ short sale property or Scottsdale lender owned home, ask the listing agent to contact the bank and inquire whether there is an approved LSR provider that you can use. It will give you a much higher likelihood that your offer will be considered and accepted.
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Copyright © James Wexler *Are Short Sales the same as regular transactions ?*
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to do short sales and has the experience to get the job done.
Call 480.221.8080 to find out more about Phoenix AZ Short Sales and Scottsdale AZ short Sales
Get your offer accepted - use an “Approved” LSR provider
October 23, 2008
Phoenix real estate is selling. Let me repeat Scottsdale real estate is selling. O.k. , now let me qualify. Short sales in Phoenix, foreclosures and foreclosed homes (bank owned real estate (REO)) are selling.
However, there are list of challenges and potential pitfalls that buyers (and sellers) face. I have been writing an on-going series called Short sale nightmares where I have shared stories about the challenges buyers face. 
Several days ago, I wrote a story describing how a buyer’s offer was rejected for a significantly lower price cash offer. I thought it important that buyers know banks want deals that will close to reduce their inventory. The are less concerned with the amount of the offer as long as its reasonable. As a result, most banks are looking at cash-offers versus conventional financing.
I have started to hear stories that there is a new title and terminology to add to the real estate and mortgage vernacular that should greatly help you get your offer with financing accepted on Phoenix AZ real estate and lender owned homes.
Phoenix AZ mortgage brokers and Scottsdale loan officers are attempting to become “required LSR provider” for major international banking institution. Similar to “preferred lenders”, “required LSR providers” or “approved” LSR providers are asked to provide buyer financial qualification before a lender will consider buyer offers.
This is a much needed result of mortgage lenders providing LSRs of buyers who are truly not ready to buy. In fact, most LSR’s are not worth the paper on which they are written.
Banks who are managing REO homes would require a complete application and an automated underwriting approval including “outstanding items” needed to validate the approval. My clients have 48 hours to provide all supporting documentation. That way when they are negotiating we can call the listing agent and/or bank to let them know we are ready to submit as soon as we have title, appraisal and the executed contract.
If you are considering buying a Phoenix AZ short sale property or Scottsdale lender owned home, ask the listing agent to contact the bank and inquire whether there is an approved LSR provider that you can use. It will give you a much higher likelihood that your offer will be considered and accepted.
Make sure you work with a Phoenix Realtor or Scottsdale Real Estate agent who is experienced with short sales and bank owned transactions.
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Copyright © James Wexler *Get your offer accepted - use an “Approved” LSR provider*
If you are listing your home as a short sale in Phoenix Arizona or Scottsdale Arizona make sure you hire an agent who knows how to do short sales and has the experience to get the job done.
Call 480.221.8080 to find out more about Phoenix AZ Short Sales and Scottsdale AZ short Sales
Scottsdale AZ Real Estate and Oil continue to Drop - are food prices and consumer goods next?
October 22, 2008
Phoenix AZ real estate, Scottsdale Real Estate and even Paradise Valley real estate are continuing a steady decline even as the $700 Billion economic packages is starting to create liquidity in the banking system.
The problem is that the banks are not required by the legislation to lend money. Yes, you are reading correctly. They can sit on the cash, shore up their balance sheets and not lend. As a result, only the most credit worthy borrowers are able to get car loans, credit cards and mortgages. Mortgage being the most difficult as re-finances are next to impossible due to falling home prices and purchases require 10%-20% or more to qualify for a fixed-rate mortgage.
As a result of weakened financial stability demand for Oil continues to Drop. If there is a flicker of shining light, but very small, consolation prize of the severe drop in the economy, consumer spending and credit crisis are falling gas prices.
Now, I know this may be insignificant compared to the anxiety of job security, real estate decline, and inflation. However, we may for the first time so a drop in all consumer products as demand drys up for all goods, food, energy, consumer staples even small luxury items like Christmas gift.
We have not seen this before in our lifetime (most of us) . However, I predict and it is likely that food, consumer staples and even luxury items drop 10-20% in the next several months and beyond.
Wal-Mart, Costco, Home Depot, Coca Cola (to name a few) and retailers and service providers are going to have to lower prices so that they can sell goods and services.
In our lifetime, we have only seen inflation. Pepsi goes up, automobile prices, bottled water, gas, bread, bank fees, movie tickets all continue to go up. Now, we are in a recession. Some say headed towards a depression (though, I disagree).
Are companies going to lower prices, shrink profit margins, even take losses so that in tumultuous times consumers can more easily pay for basic necessities and enjoy a higher quality of life.
I believe so. Yes, auto manufactures are already offering discounts. Gas prices have dropped and interest rates are down. Expect it to continue.
If there is a silver lining to the storm clouds of Phoenix AZ real estate is that home prices are down, interest rates are down, energy prices are down and food and consumer staples are headed in that direction.
If you are homeowner, be patient, Scottsdale real estate will stabilize. If you are a new home buyer, and can truly afford a home, have a down payment and job security take advantage of opportunities that come only once or twice in a lifetime.
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Copyright © James Wexler *Scottsdale AZ Real Estate and Oil continue to Drop - are food prices and consumer goods next? *
If you are considering life in Phoenix AZ or living in Scottsdale AZ hire a real estate broker who knows the area and has the experience to get the job done.
Call james wexler today at 480.221.8080 to find out more about Phoenix AZ real estate and life in Scottsdale


